ResponsibilitiesThe broader Securitization team is an investment banking function that operates within Société Générale’s Distribution and Credit Solutions (DCS) business, which is a joint-venture between the Investment Banking (GLBA) and Markets (MARK) divisions in the Americas. The joint-venture strategically combines Société Générale’s Credit & Financing capabilities with SG’s Capital Markets expertise.DCS is providing a one-stop-shop to address the evolving client needs while providing them with comprehensive and holistic solutions. The objectives are: to (i) centralize origination and increase distribution, and (ii) provide services to fund managers to support them throughout their funds’ life cycle, alongside our recognized expertise and market positioning in serving our traditional corporate clients.As an Associate in the securitization team, you will have the opportunity to apply your existing knowledge and build on your industry experience by learning from a team of experienced asset-backed products practitioners based in our New York office and covering the Americas. You will further develop skills for client marketing and pitching, transaction structuring, credit and cashflow analysis, risk assessment, ongoing portfolio and transaction management, private and public debt distribution – all core aspects of the securitization platform at SG business - through ad hoc training and on-the-job experience. You will be involved in all stages of the deal life cycle across public ABS and private financing, from preparation of initial client proposals through to credit analysis and preparation of submission for internal approvals and deal execution in both private format and public securitization markets. You will assume responsibility for certain aspects of origination and transaction execution on a case-by-case basis.Your main responsibilities will include:Supporting origination and structuring efforts; Preparing client pitches and other marketing materials;Credit and cash flow analysis and preparing credit and other internal approval requests;Deal execution both internally and externally in the context of public securitization transactions;Conducting client due diligence and managing client onboarding;Portfolio and business performance reporting; andOther ad hoc business and transaction specific requirements.This is an exciting opportunity to join a dynamic team and get hands-on experience within a fast-paced, results focused, global organization and one of Europe’s leading structured credit banks. As part of your role within the securitization business, you will interact with other SG teams such as Syndicate, Trading and Sales, Risk, Legal, Compliance and Client Coverage, to name a few. Profile requiredSKILLS AND QUALIFICATIONS:Proactive problem-solving abilitiesStrong written and verbal communication skillsAbility to work both independently as well as collaborate with team membersStrong proficiency and technical skill in using Excel, Powerpoint,, Intex, Bloomberg.Ability to understand industry concepts, including net present value, risk retention, priority of payments, breakeven analysis, legal final maturities, residual valuation, rating agency methodologies, deal surveillance, prepayment and default forecasting.Series 79 & 63.Must Have:General/Technical Skills: advanced Excel, advanced Powerpoint, Intex, strong written and verbal communication skills5+ years of experience Undergraduate degree in Finance, Commerce, Economics, Law, Accounting, Science or EngineeringLanguage(s) EnglishNice to Have:MS in Finance, MBAFrench Why join usBusiness insightSociete Generale is committed to offering an inclusive recruitment experience to all candidates. If you require any reasonable accommodations during the recruitment process, please do not hesitate to let our Recruiters know.OUR CULTURE: At Societe Generale, we live by our 4 core values of commitment, responsibility, team spirit and innovation. We are engaged and demonstrate consideration for others. We act ethically and with courage. We focus our talent and energy on collective success. We experiment and propose new ideas. This way, we maximize our ability to serve client needs and anticipate market changes. Societe Generale is committed to strengthening bonds with colleagues, communities, and the world in which we live, because relationships are at the heart of how we operate. For more information about our Culture and Conduct initiatives, please visit this link (https://americas.societegenerale.com/en/careers/get-know-culture/)DIVERSITY, INCLUSION & BELONGING (“DIB”):Our DIB Mission: Recruit, develop, retain and advance a talented workforce that is united in our efforts to leverage our talent and further develop an inclusive environment that will enhance our competitive position and deliver innovative solutions to our clients. It seeks to foster an environment where employee differences are valued and where all employees feel engaged, supported, respected, and informed. For more information about our DIB initiatives, please visit this link: https://americas.societegenerale.com/en/careers/get-know-diversity/COMPENSATION:Base salary range does not include overtime pay, bonus and/or other benefits, where applicable. Actual base salary offer will vary based on skills and experience. The role is eligible for an annual discretionary bonus and includes a competitive benefits package including 401(k) plan with company match, medical/dental/vision, and other benefits for fertility, wellness, student loans and commuters.

Vos missions au quotidienOffrir la meilleure expérience client, voilà votre mission !Conseiller Sarah et Louis pour le financement de leur voiture, ouvrir un compte à la petite Théa qui vient de naître, aider Isabelle à préparer sa retraite ou Valentin à financer ses études … Au quotidien comme dans les moments clés de la vie, vous accompagnez les clients dans le développement de leurs projets. Vous intégrez une équipe accueillante, solidaire et votre manager vous guidera tout au long de votre parcours pour développer un haut niveau d’expertise reconnu chez nos conseillers.Concrètement, vous serez amené à : Accompagner et conseiller vos clients en leur proposant des produits et placements adaptés à leurs besoins (moyens de paiement, crédit à la consommation, assurance, épargne, etc.) pour fidéliser votre clientèle Contribuer au dynamisme de votre agence en développant votre portefeuille grâce à la conquête de nouveaux clients et leurs recommandations Analyser la situation financière de vos clients et les risques liés aux opérations Travailler en synergie avec nos experts au sein de la Banque pour vous accompagner dans les projets spécifiques de vos clients (gestion de patrimoine, prêts à taux zéro, etc.) Développer l’autonomie des clients par la promotion du digital pour garantir une expérience fluide et satisfaisante. Et si c’était vous ?Avant tout, c’est votre personnalité que nous allons aimer !• Doté d’un très bon relationnel et d’un véritable sens de l’écoute, votre priorité est d’accompagner les projets de vos clients avec éthique et responsabilité pour satisfaire leurs attentes• Vous savez convaincre et faites preuve de pédagogie envers vos clients• Dynamique et positif, vous aimez travailler en équipe et faites preuve d’adaptabilité en toute circonstance • Organisé et rigoureux, vous savez prioriser vos actionsExpérimenté, vous avez une expérience de 2 ans minimum en relation client dans le domaine bancaire idéalement.Poste nécessitant la certification AMF.Plus qu’un poste, un tremplinDevenir Conseiller chez SG, c’est vivre une expérience enrichissante et participer à notre ambition de devenir la banque de référence de la satisfaction clients. Vous bénéficierez de formations personnalisées, et votre réussite vous donnera accès à une carrière dynamique avec la possibilité d’évoluer vers de nouveaux métiers (Conseiller Clientèle Premium, Adjoint Directeur d’Agence, Conseiller Expert Immobilier…)Package rémunération : Fixe 27 000€ - 37 000€ selon expérience, Variable, Intéressement, ParticipationRejoindre SG permet de bénéficier de nombreux avantages : Package rémunération (fixe, variable, intéressement, participation), télétravail, congés et RTT additionnels, Compte Epargne Temps monétisable, restauration d’entreprise et/ou titres restaurant, politique parentale avantageuse, avantages bancaires, mutuelle et prévoyance, Comité Social et Economique d’Entreprise (CSEE)…Comment nous rejoindre ? 1. Vous postulez et votre candidature est retenue, bravo !2. Vous réalisez nos tests de sélection3. Vous passez un entretien avec un acteur RH et un manager opérationnel4. Félicitations ! Vous signez rapidement votre contrat et vous intégrez votre nouvelle équipePourquoi nous choisir ?Avec 1 400 agences et 25 000 collaborateurs dans toute la France, SG est la banque de détail du groupe Société Générale. Chez SG, vous pouvez développer vos compétences, et approfondir vos expertises, dans un environnement qui conjugue challenge et bienveillance, en vous offrant un accompagnement constant de vos manager et responsable RH et les avantages d’un grand groupe. Chez SG, notre succès repose sur l'esprit d'équipe, la diversité et la complémentarité de nos métiers. Engagés aux côtés de nos clients et conscients de notre rôle à jouer, nous les accompagnons dans leurs projets de développement.Rejoindre SG, c’est intégrer une équipe de talents, engagés pour leurs clients et tournés vers l'avenir. Chez SG, faites grandir vos ambitions.

ResponsibilitiesAs an EMEA Operations IT Transformation Senior Analyst within Bernstein SG’s Operations organisation, you will own defined reporting, data analytics, automation and process-improvement workstreams supporting post-trade Operations. Reporting to the Head of Operations – Europe, you will design and support controlled solutions that provide reliable operational insight, strengthen management oversight and improve efficiency across the securities trade lifecycle. You will work closely with Operations management and operational teams to translate business requirements into scalable Power BI, data and workflow solutions, while coordinating testing, documentation, implementation and transition into business as usual.Your main responsibilities will include:· Own defined Operations transformation workstreams and complex deliverables from requirements gathering through controlled implementation, transition to business as usual and post-implementation review.· Design, build and maintain Power BI dashboards and KPI reporting using DAX, Power Query and appropriate data-modelling techniques.· Produce clear and reliable reporting on settlement performance, fails, volumes, prematching, exceptions, reconciliations, operational controls and other key trade-lifecycle measures.· Analyse large and complex operational datasets to identify trends, root causes, risks and improvement opportunities, translating findings into actionable recommendations for Operations management.· Maintain robust data-quality controls, reconciliations, lineage, access management and validation checks to ensure outputs are complete, accurate, timely and auditable.· Design, build and support automated Operations workflows using Power Automate and approved Microsoft 365 applications.· Assess automation and process-improvement opportunities, considering benefit, cost, risk, control impact, resilience and maintainability.· Develop requirements, process maps, solution documentation, test scenarios, operating procedures and implementation plans; coordinate user acceptance testing, defect management and controlled deployment.· Maintain accurate project plans, JIRA records, risks, dependencies, decisions, approvals, status reporting and implementation evidence, escalating material or unresolved issues promptly.· Provide business-as-usual technical support for dashboards, datasets, refresh processes and automated workflows, including incident triage, root-cause analysis and controlled releases.· Partner with Operations stakeholders across the front-to-back securities trade lifecycle and support onboarding, knowledge transfer, cross-training and continuous improvement.· Comply with all applicable risk, regulatory and internal policy obligations, including the Société Générale Group Code of Conduct and relevant conduct standards.· Undertake additional duties as required.Profile required· Advanced Power BI expertise, including DAX, Power Query, data modelling, dashboard design and performance optimisation, together with strong Excel and Microsoft 365 skills.· Experience developing and supporting Power Automate workflows, with working knowledge of SQL and structured data analysis.· Proven ability to manage large operational datasets, applying effective controls over data quality, reconciliation, lineage, access, validation and auditability.· Working knowledge of the front-to-back securities trade lifecycle and its key operational risks, controls and performance indicators.· Strong analytical and problem-solving skills, with the ability to identify root causes and translate complex data into clear, actionable insight for Operations management.· Experience owning reporting, automation or transformation workstreams within defined governance, from requirements and process mapping through testing, implementation and business-as-usual support.· Excellent organisation, attention to detail and stakeholder-management skills, with the ability to prioritise multiple deliverables and communicate clearly across operational and technical teams.· Sound understanding of operational risk, information security, change control and controlled production environments, with appropriate judgement regarding validation, decision-making and escalation.· A collaborative and continuous-improvement mindset, with the ability to support users, share knowledge and deliver efficient, resilient and maintainable solutions.· Financial-services experience within securities operations, custody, brokerage or asset management would be advantageous.Why join usBusiness insightSociété Générale Global Solution Centre Morocco (SG GSC Morocco) is a subsidiary of the Société Générale Group and forms part of its international network of Global Solution Centres. Based in Morocco, with a presence in Abidjan, it provides operational, business and technology expertise to support several of the Group’s business lines and their transformation.SG GSC Morocco brings together financial, operational and technology capabilities across the value chain, supporting Société Générale’s international Corporate and Investment Banking activities as well as Retail Banking activities in Africa. It offers an international and collaborative working environment focused on professional development, continuous learning, innovation and mobility.Within this framework, SG GSC Morocco hosts teams that provide dedicated services to Bernstein SG.Bernstein SG is a joint venture between AllianceBernstein and Société Générale. It combines high-quality independent equity research with cash equity execution services for institutional clients across North America, Europe and Asia-Pacific. Its Operations function supports the controlled and efficient processing of securities activity across the post-trade lifecycle, working closely with business, technology, risk and control stakeholders.The successful candidate will be employed by SG GSC Morocco and fully dedicated to supporting Bernstein SG. The employee’s day-to-day activities, deliverables and stakeholder interactions will contribute directly to Bernstein SG’s EMEA Operations transformation agenda, management reporting, data analytics, automation and business-as-usual technical support.The EMEA Operations IT Transformation Senior Analyst will work under the formal supervision of the Head of Operations – Europe and within documented governance and delegated authority. The role offers broad exposure to Operations management, post-trade processes, data and reporting environments, automation initiatives and international stakeholders, with responsibility for delivering accurate, controlled and sustainable solutions.The information collected on this website is processed for the purpose of meeting the recruitment needs of SG GSC Morocco. This data is processed by the company’s internal departments. In accordance with Law No. 09-08, promulgated by Dahir No. 1-09-15 of 18 February 2009, concerning the protection of individuals with regard to the processing of personal data, you have the right to access and rectify your personal information. You may exercise these rights by contacting donnees-personnelles.gsc.morocco@sgcib.com. You may also object, on legitimate grounds, to the processing of your personal data. This data may be transferred abroad. These processing activities have been notified to and authorised by the CNDP under the following numbers: A-RH-239/2019 and T-RH-119/2019.

ResponsibilitiesWhat We OfferYour life doesn’t revolve around your job. So, find the job that revolves around your life.The Trainee role is a full time 24-month contract with Societe Generale where you will have access to a diverse range of training materials to help you succeed, covering various aspects of businesses, including but not limited to technical skills, leadership development, communication skills, client service and relationship management. To be eligible, please ensure you have completed your qualification and will be available to work full time for the duration of Trainee contract.ResponsibilitiesManage a client’s portfolio and act as the main point of contact for review and remediation.Use strong communication skills (verbal and written) to review clients of the bank and ensure KYC files are consistently completed in line with policy and procedure. Manage communication & updates between all key stakeholdersHelp the client/sales to understand SG’s KYC requirements and provide additional rationale as to why certain documents are being requestedEscalate to BL when documents cannot be collected and help solve any client’s escalations with the business.Sustain client centric approach in client communication (both verbal / written), engage with clients / business to understand KYC requirement and difficulties in providing documents.Take responsibility for the proper management of KYC files and client records in the information systemsControl & challenge list of requirements and rational: liaise with KYC teams if needed.Monitor the case end to end and ensure completion.Where case is approved, follow up until all additional approvals are completedHave a thorough understanding of process, policies and procedures as a Case Lead, including document collection, liaising with Clients, Business Lines, Regional Teams, Checker & Compliance. Always challenge the status quo and propose ideas for continuous improvement and automations.Department DescriptionThe Client Lifecycle Intelligence and Digital (‘CLD’) department is the cross-business client management division of Global Banking and Investor Solutions (‘GBIS’). As part of the GBIS COO Service Unit, the GBS Cross Border Client Management Group is globally in charge of the client experience across the GBIS activities. The department is particularly in charge of:• (KYC) KYC due diligence for both on-boarding and periodic reviews• (RRD) Management of client reference & regulatory data• (COO) Project managementThe specific role is the KYC Existing Client Management Case Lead, reporting directly to the Existing Client Management Outreach ManagerThe Case Lead/Client Outreach Team is the interface between clients and internal key stakeholders. As a dedicated point of contact, the team is responsible for the maintenance of our existing clients by identifying KYC requirements and collecting all required documents. The team is also the main point of contact for KYC related matters for our different business lines in the region. Responsibilities include supporting the business lines, managing their priorities and providing transparency of the process. The team provides advisory services internally and externally and should be well versed in the latest KYC and regulatory requirements and how they are applied within our organization.Profile requiredRelevant Bachelor’s or Graduate’s degree holder is preferredClient facing skills – ability to speak to the clients on regular basis and provide accurate and efficient informationFamiliarity with local AML/KYC regulatory and compliance issuesAnalytical skills and the ability to work autonomouslyAbility to work under pressure and handle difficult conversationsAbility to prioritize and work within tight and changeable timeframesAbility to challenge the Business Lines in cases where the onboarding capacity cannot handle the current pipeline, able to identify the high-priority cases vs the standard onesAbility to build and cultivate good working relationships with Business Lines and ClientsGood interpersonal and communication skills, sense of service, and flexibility are essential requirements English language skills are essential (Justification is needed if second language is required) Behavioral SkillsClient - Client focus: I put long term relationship with our clients at the center of my actions, whatever my position Client - Risk: I strive to satisfy clients while taking into account risks for the company Team Spirit - Open mindset: I listen and share my views and my expertise in an open mode Innovation - Thinking out of the box/Creativity: I propose new ideas and solutions Responsibility - Risk awareness: I am constantly on the lookout for risks Commitment - Sustainability: I strive to develop my skills and knowledge Why join usBusiness insightOur Culture:At Societe Generale, we live by our 4 core values of commitment, responsibility, team spirit and innovation. We are engaged and demonstrate consideration for others. We act ethically and with courage. We focus our talent and energy on collective success. We experiment and propose new ideas. This way, we maximize our ability to serve client needs and anticipate market changes. Societe Generale is committed to strengthening bonds with colleagues, communities, and the world in which we live, because relationships are at the heart of how we operate. Please visit our APAC career website: https://www.societegenerale.asia/en/careers/building-your-career-with/ for more information.Diversity, Equity & Inclusion (DE&I):Our mission: Recruit, develop, advance, and retain a diverse workforce that is united in our efforts to enhance our competitive position and deliver innovative solutions to our clients.Our vision:Engaged workforce that is demographically diverse in a way that reflects the communities in which we operateInclusive culture and workplace that recognizes employees' unique needs and utilizes their diverse talentsEngage our community and marketplace, and position the organization to meet the needs of all its clientsCheck out our DE&I initiatives: https://www.societegenerale.asia/en/careers/diversity-equity-inclusion-dei/We are committed to offering an inclusive recruitment experience to all candidates. If you require any accommodations or adjustments as a result of a disability, impairment or health condition, please do not hesitate to let us know.

ResponsibilitiesRelease Planning & CoordinationOwn and maintain the release calendar, ensuring alignment across engineering squads, QA, DevOps, and business teams.Coordinate release scope, timelines, and freeze periods.Facilitate release readiness reviews, Go/No‑Go meetings, and post‑release retrospectives.NRT (Non‑Regression Testing) ManagementDefine, maintain, and optimize NRT plans, ensuring comprehensive coverage for all critical components.Test execution (manual/automation) across all required environments.Ensure timely defect triage, prioritization, and follow‑up with engineering teams.Validate build stability before promoting to higher environments (QA/STAGE/PROD).Environment & Deployment OversightCollaborate with DevOps to manage CI/CD pipelines and environment availability.Validate deployment packages, configuration changes, and infrastructure readiness.Monitor deployment progress and troubleshoot issues during release windows.Maintain versioning and configuration control of all releases.Quality Governance & ComplianceEnsure adherence to release policies, audit controls, and compliance requirements.Track release KPIs such as deployment success rate, NRT coverage, rollback occurrences, and defect leakage.Identify and implement process improvements to increase release reliability and reduce cycle times.Stakeholder CommunicationProvide clear, concise communication about release status, risks, and impacts to all stakeholders.Publish release notes, deployment artifacts, and change logs.Act as the primary escalation point for release‑related issues.Profile requiredStrong understanding of SDLC, CI/CD pipelines, and DevOps tooling (DevOps, Jenkins, Git, etc.)Experience in test management and automation frameworks.Comfortable with configuration management, branching strategies, and deployment orchestration.Highly motivated, good communication, ability to follow the open point till the closure is expectedGood in verbal and written communicationAgile environment exposure preferredOwnership attitude & good influencing skill is expectedExcellent coordination, communication, and stakeholder management.Ability to work under pressure during release cycles.Detail‑oriented with a passion for process improvement.Why join usWe are committed to creating a diverse environment and are proud to be an equal opportunity employer. All qualified applicants receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status”.Business insightAt Société Générale, we are convinced that people are drivers of change, and that the world of tomorrow will be shaped by all their initiatives, from the smallest to the most ambitious. Whether you’re joining us for a period of months, years or your entire career, together we can have a positive impact on the future. Creating, daring, innovating, and taking action are part of our DNA. If you too want to be directly involved, grow in a stimulating and caring environment, feel useful on a daily basis and develop or strengthen your expertise, you will feel right at home with us!Still hesitating? You should know that our employees can dedicate several days per year to solidarity actions during their working hours, including sponsoring people struggling with their orientation or professional integration, participating in the financial education of young apprentices, and sharing their skills with charities. There are many ways to get involved.We are committed to support accelerating our Group’s ESG strategy by implementing ESG principles in all our activities and policies. They are translated in our business activity (ESG assessment, reporting, project management or IT activities), our work environment and in our responsible practices for environment protection.

ResponsibilitiesAs an EMEA Middle Office Analyst within Bernstein SG’s Operations team, you will support the timely and accurate processing and control of cash equity transactions across the EMEA High Touch and Electronic businesses. Reporting to the Middle Office Manager, VP – Europe, you will perform trade allocation, confirmation, referential-data processing and reconciliation activities, while providing a high standard of service to trading desks and internal and external clients. Working within a Follow the Sun model, you will communicate directly in French with French-speaking clients and collaborate with regional Operations, Trading, Client Service, Finance, Technology and outsourced service providers.Your main responsibilities will include:· Process and monitor trades and allocations through approved systems, ensuring client-side transactions are confirmed accurately and within required deadlines.· Communicate confidently in French, verbally and in writing, with French-speaking clients regarding allocations, confirmations, operational queries and issue resolution.· Provide timely support to internal and external clients and trading desks, monitoring priority queries, group mailboxes, trade status and operational exceptions.· Process approved referential-data and sub-account requests accurately, maintaining appropriate supporting evidence and audit records.· Complete daily exception monitoring, report validations, control checks and front-to-back reconciliations to identify potential operational or settlement risks.· Investigate straightforward breaks using available information and escalate material, complex or unresolved issues appropriately.· Support the EMEA High Touch and Electronic equity businesses and provide clear regional handovers within the Follow the Sun operating model.· Work collaboratively with Settlement, Trading, Client Service, Finance, Technology and outsourced service providers to ensure effective coordination and issue resolution.· Maintain accurate procedures and desk documentation, contribute to data integrity, and participate in cross-training and knowledge sharing.· Take accountability for assigned outputs, keep management informed of progress and risks, and remain open to process, technology and operational improvements.· Comply with all applicable risk, regulatory and internal policy obligations, including the Société Générale Group Code of Conduct and relevant conduct standards.· Undertake additional duties as required.Profile required· Professional working proficiency in French is essential, with the ability to communicate clearly with French-speaking clients by telephone, email and other approved channels; good written and verbal English is also required.· Working knowledge of the cash equity trade lifecycle and Middle Office activities, including trade allocation, confirmation, referential data and reconciliation controls.· A client-focused approach, with strong communication skills and a commitment to delivering accurate, high-quality work within deadlines.· Strong attention to detail and a clear commitment to data integrity, operational controls and risk awareness.· Ability to investigate routine exceptions, ask relevant questions, explain straightforward issues and recognise when escalation is required.· Good organisation and prioritisation skills, with the ability to take ownership of assigned deliverables and keep management informed.· A collaborative and adaptable approach, with the ability to work across teams, share knowledge and respond positively to change, new tools and technology.· Ability to use initiative within documented procedures, delegated authority and applicable risk, compliance and conduct requirements.Why join usBusiness insightSociété Générale Global Solution Centre Morocco (SG GSC Morocco) is a subsidiary of the Société Générale Group and forms part of its international network of Global Solution Centres. Based in Morocco, with a presence in Abidjan, it provides operational, business and technology expertise to support several of the Group’s business lines and their transformation.SG GSC Morocco brings together financial, operational and technology capabilities across the value chain, supporting Société Générale’s international Corporate and Investment Banking activities as well as Retail Banking activities in Africa. It offers an international and collaborative working environment focused on professional development, continuous learning, innovation and mobility.Within this framework, SG GSC Morocco hosts teams that provide dedicated services to Bernstein SG.Bernstein SG is a joint venture between AllianceBernstein and Société Générale. It combines high-quality independent equity research with cash equity execution services for institutional clients across North America, Europe and Asia-Pacific. Its Operations team provides post-trade support including counterparty onboarding, reference-data management, trade allocation and confirmation, reconciliation and Middle Office control, outsourced service-provider oversight and operational change management.The successful candidate will be employed by SG GSC Morocco and fully dedicated to supporting Bernstein SG. The employee’s day-to-day activities, deliverables and stakeholder interactions will contribute directly to Bernstein SG’s EMEA Middle Office activities and the support of its High Touch and Electronic equity businesses.The EMEA Middle Office Analyst will work under the formal supervision of the Middle Office Manager, VP – Europe, within documented procedures, control standards and delegated authority. The role offers exposure to international teams, trading desks, French-speaking clients and the front-to-back cash equity trade lifecycle within a Follow the Sun operating model.The information collected on this website is processed for the purpose of meeting the recruitment needs of SG GSC Morocco. This data is processed by the company’s internal departments. In accordance with Law No. 09-08, promulgated by Dahir No. 1-09-15 of 18 February 2009, concerning the protection of individuals with regard to the processing of personal data, you have the right to access and rectify your personal information. You may exercise these rights by contacting donnees-personnelles.gsc.morocco@sgcib.com. You may also object, on legitimate grounds, to the processing of your personal data. This data may be transferred abroad. These processing activities have been notified to and authorised by the CNDP under the following numbers: A-RH-239/2019 and T-RH-119/2019.

Vos missions au quotidienAu sein de la Direction du Recouvrement du Financement aux Entreprises, vous assurez le recouvrement judiciaire auprès d’une clientèle de professionnels.A ce titre, vous êtes en charge de : Gérer un portefeuille de dossiers client (présence d’impayés, jugements prononçant l’ouverture des procédures collectives, assignation en défense, litiges fournisseur, sinistres non indemnisés ou indemnisés partiellement), Engager et suivre les procédures judiciaires en relation avec le réseau des correspondants (clients, fournisseurs, auxiliaires de justice), Assurer la récupération du matériel et le recouvrement des créances par voie amiable ou judiciaire Contribuer à la détection des dysfonctionnements et à leur résolution ainsi qu’aux risques opérationnels. Et si c’était vous ?De formation BAC+5 spécialisé en droit privé/contentieux, vous avez acquis une expérience d'au moins 3 ans dans un service de recouvrement.Idéalement vous connaissez les procédures collectives, les procédures civiles, les voies d’exécution dans le domaine du crédit-bail mobilier/leasing.Organisé(e) et méthodique, vous êtes reconnu pour votre capacité d’analyse, de synthèse ainsi que pour votre sens de la négociation.Poste basé à la Défense.Nous avons la conviction que la diversité de nos collaborateurs sous toutes ses formes est une richesse pour notre entreprise et ses clients. Nos postes sont ainsi ouverts à tous. Nous garantissons l’égalité de vos chances dans nos processus de recrutement et tout au long de votre carrière chez Franfinance.Plus qu’un poste, un tremplinDès votre arrivée, vous serez intégré dans votre équipe et évoluerez chaque jour aux côtés de collègues soudés, engagés et orientés client.L’employabilité de nos collaborateurs est une priorité, les opportunités de formation et les mobilités au sein de Franfinance, du Groupe SG et de ses filiales, offrent un large éventail de carrières variées.Évoluez dans un environnement de travail dynamique, où votre sentiment d'utilité au quotidien et le développement de votre expertise sont essentiels.Si vous cherchez un environnement stimulant pour vous épanouir professionnellement, alors rejoignez-nous !Pourquoi nous choisir ?Changer de poste, c’est pour vous l’occasion de découvrir un nouvel environnement ou un nouveau métier, de participer à de nouveaux projets et de découvrir de nouvelles équipes. C’est aussi le moyen de partager votre expertise et de nous apporter un œil neuf pour mieux servir nos clients demain.Franfinance, filiale à 100% du groupe Société Générale, est une institution financière à taille humaine, dynamique et innovante. En rejoignant notre équipe, vous ferez partie d’une communauté de 1 200 experts en financement, dédiés à accompagner de manière responsable 2 500 partenaires marchands dans la réalisation de leurs projets.L’esprit d’équipe, la collaboration et le respect mutuel sont au cœur de notre identité. Nous valorisons un dialogue ouvert et encourageons les collaborateurs à exprimer leurs idées. Chez Franfinance, chaque voix compte. Si vous souhaitez être acteur du changement, évoluer dans un environnement stimulant et bienveillant, vous sentir utile chaque jour et développer ou renforcer votre expertise, alors nous sommes faits pour nous rencontrer.

ResponsibilitiesDEPARTMENT DESCRIPTIONCOVERAGE & INVESTMENT BANKING/Credit Portfolio Management - Financial Assets and Insurance (GLBA/CPM/FAI). The mission of CPM/FAI is to provide credit analysis and manage the credit relationship with clients. This position has a focus on non-bank financial institutions located in the Americas, primarily the USA.MAIN ACCOUNTABILITIESThe individual will be responsible for credit analysis and management of a portfolio of client credit relationships, predominantly in the life insurance industry, with a more modest focus on P&C and reinsurance. Geographic region is predominantly USA, with lesser emphasis on Canada. The candidate should have expertise in the credit analysis and supporting ratios and metrics, insurance accounting, and regulatory matters. Product lines encompass committed lending facilities, structured transactions, OTC and listed derivatives, foreign exchange, and repo. Day to day responsibilities include but not limited to:Process credit requests in a timely manner to meet business deadlines and maintain the annual review cycle.Research and analyze financial data on the client to prepare high quality analysis in credit applications that address client credit risk and transaction risk.Conduct economic and insurance sector research covering North America to support the analysisExercise strong credit judgment skills when recommending credit facilities, taking into consideration facility size, tenor, and suitability for client.Use insurance rating model to propose counterparty ratings.Manage key components of counterparty credit administration such as internal ratings, trading documentation (ISDA/CSA, GMRA, GMSLA, FAA), and replacement risk limits. Establish credit terms for legal documents and follow up with legal department on negotiations.Perform ongoing monitoring of client credit quality to identify a possible deterioration of credit quality.Monitor exposure and manage credit limit exceptions. Adapt to ongoing accounting and regulatory changes that affect credit limits and exposure.Coordinate all aspects of a credit request, liaising with FAI relationship managers, business lines, legal staff, and Risk Division.Profile requiredRequirements:Must Have:Organize time and manage deliverables to deadlinesIdentify and accommodate shifting priorities with little noticeAnalyze and assess counterparty risk and financial condition utilizing quantitative and qualitative data.Complete work with minimal or no supervisionPossess a high degree of enthusiasm and energy to learn a variety of financial institution industry sectors.Team player, interfacing with team members, front office bankers and salespersons, risk team, and clients.Proficiency using Word for written analysis and Excel for spreadsheet analysisAbility to acquire knowledge of the accounting, legal and regulatory issues governing relevant sectors.Ability to investigate/research/synthesize data and make appropriate conclusions as to what is causing the observed result(s)Ability to write concisely and in a way that conveys analysis and conclusions without minimal follow-up questionsDevelop competency with SG’s internal systems.3+ years of overall credit analysis experience with focus on the insurance industry Bachelor’s degree from accredited universityNice-to-have:Knowledge of capital markets/traded products and committed financing facilities.Advanced Excel skills, and AI tools.LANGUAGE: Ability to communicate in English, both orally and in writing, is a requirement as the person in this position will need to collaborate regularly with colleagues and partners in the United States.Due to US Federal Securities law that may apply to this position, candidates who will apply for this position may be required to submit to an enhanced background screening, including the collection of their fingerprints by a third-party vendor selected by the Financial Industry Regulatory Authority ("FINRA").Why join usBusiness insightSociete Generale is committed to offering an inclusive recruitment experience to all candidates. If you require any reasonable accommodations during the recruitment process, please do not hesitate to let our Recruiters know.OUR CULTURE: At Societe Generale, we live by our 4 core values of commitment, responsibility, team spirit and innovation. We are engaged and demonstrate consideration for others. We act ethically and with courage. We focus our talent and energy on collective success. We experiment and propose new ideas. This way, we maximize our ability to serve client needs and anticipate market changes. Societe Generale is committed to strengthening bonds with colleagues, communities, and the world in which we live, because relationships are at the heart of how we operate. For more information about our Culture and Conduct initiatives, please visit this link (https://americas.societegenerale.com/en/careers/get-know-culture/)D&I: Our Diversity & Inclusion Mission: Recruit, develop, advance, and retain a diverse workforce that is united in our efforts to enhance our competitive position and deliver innovative solutions to our clients.Our Diversity & Inclusion Vision:Engaged workforce that is demographically diverse in a way that reflects the communities in which we operateInclusive culture and workplace that recognizes employees' unique needs and utilizes their diverse talentsEngage our community and marketplace, and position the organization to meet the needs of all its clientsFor more information about our D&I initiatives, please visit this link (https://americas.societegenerale.com/en/careers/get-know-diversity/)

ResponsibilitiesAs a Junior Credit Risk Control Analyst, you will play an important role in ensuring the quality and effectiveness of credit risk controls within the Transaction Banking business. You will analyze client and transaction data, perform monitoring and control activities, investigate potential issues, and support the continuous improvement of the organization's risk management framework. This role provides valuable exposure to risk management processes within an international banking environment.Your future scope of responsibility will cover:Performing controls and analyses of risk-related activities in accordance with established proceduresMonitoring risk indicators and investigating exceptions, anomalies, or breachesReviewing client information and supporting documentation to ensure completeness, accuracy, and consistencySupporting the monitoring of credit facilities, limits, and other risk-related parametersPreparing reports and management information for relevant stakeholdersEscalating identified issues in a timely manner and following up on remediation actionsMaintaining accurate records and evidence of performed controlsContributing to process improvement initiatives and the maintenance of procedural documentationProfile requiredYou will be best suited for this role if:You hold a bachelor’s degree in Finance, Economics, Business Administration, Banking, or a related fieldExperience in banking, financial services, risk management, operations, or audit would be an advantageYou demonstrate strong analytical, problem-solving, planning, and organizational skillsYou are highly detail-oriented, accurate, and committed to delivering high-quality workYou are proficient in Microsoft Office applications and comfortable working with data and reportsYou are fluent in English and Polish; additional language skills, particularly German, French, Spanish, or Italian, would be an advantageYou are able to work effectively both independently and as part of a team in a structured, deadline-driven environmentWhy join usYour future with Societe Generale will include:Work in a pleasant atmosphere as part of an international team in a brand-new office in the center of Warsaw, designed with facilities for people with disabilitiesAn active role in an international structure and the opportunity for growthAccess to educational platforms and language coursesStabilityCompetitive salary based on seniority and skillsSupport in quick adaptation in the companyExtraordinary health package with extensive dental careHybrid work (3 office days per week) and one-time bonus for home office equipmentEven more benefits such as meal allowance, holiday fund, sports card and insurance*Please be informed that we will be accepting only resumes in English.Business insightAt Societe Generale, we are convinced that people are drivers of change, and that the world of tomorrow will be shaped by all their initiatives, from the smallest to the most ambitious.Whether you’re joining us for a period of months, years or your entire career, together we can have a positive impact on the future. Creating, daring, innovating and taking action are part of our DNA.If you too want to be directly involved, grow in a stimulating and caring environment, feel useful on a daily basis and develop or strengthen your expertise, you will feel right at home with us!Still hesitating?You should know that our employees can dedicate several days per year to solidarity actions during their working hours, including sponsoring people struggling with their orientation or professional integration, participating in the financial education of young apprentices, and sharing their skills with charities. There are many ways to get involved.

Vos missions au quotidienVous avez à cœur d’embarquer vos collaborateurs dans de nouvelles aventures, tout en conseillant vos clients ? Vous aurez pour mission d’accompagner le directeur d’agence dans l’animation et l’encadrement de l’équipe et de réaliser avec lui les objectifs commerciaux de votre agence dans le souci permanent de la satisfaction et de la fidélisation clients.Concrètement, vous serez amené à :• Gérer et développer le portefeuille de clients et de prospects qui vous est confié par des actions ciblées (parrainage, recommandations, partenariats…) • Favoriser la synergie entre les différents marchés (particuliers, professionnels et entreprises) pour répondre efficacement aux besoins spécifiques de chaque client • Assurer la maîtrise du risque et le respect des procédures en matière de conformité• Développer l’autonomie des clients par la promotion du digital pour garantir une expérience fluide et satisfaisante • Seconder et accompagner le directeur d'agence dans l'animation, l'encadrement et le développement de l'équipeEt si c’était vous ?Avant tout, c’est votre personnalité que nous allons aimer ! • Doté d’un excellent relationnel, vous êtes à l’écoute de vos clients et faites de leur satisfaction votre priorité • Positif et dynamique, vous avez un esprit de performance et êtes orienté résultats• Vous avez une appétence pour le management et vous savez transmettre vos connaissances• Vous êtes familier des offres bancaires destinées aux particuliers et aux professionnels, vous maîtrisez la réglementation en vigueur Vous disposez d’une expérience réussie en agence (Adjoint ou Conseiller Clientèle), et êtes idéalement diplômé d’un Bac+5 en banque/assurance, finance ou commerce/vente.Plus qu’un poste, un tremplinDevenir Adjoint Directeur d’Agence chez SG, c’est jouer un rôle clé dans le pilotage de l’agence et l’accompagnement des équipes dans la banque de référence en satisfaction client. Vous bénéficierez de formations personnalisées, et votre réussite vous donnera accès à une carrière dynamique avec la possibilité d’évoluer vers de nouveaux métiers (Directeur d’Agence, Banquier patrimonial, Conseiller de clientèle professionnels…)Rejoindre SG permet de bénéficier de nombreux avantages : Package rémunération (fixe, variable, intéressement, participation), télétravail, congés et RTT additionnels, Compte Epargne Temps monétisable, restauration d’entreprise et/ou titres restaurant, politique parentale avantageuse, avantages bancaires, mutuelle et prévoyance, Comité Social et Economique d’Entreprise (CSEE)…Comment nous rejoindre ? 1. Vous postulez et votre candidature est retenue, bravo !2. Vous réalisez nos tests de sélection3. Vous passez un entretien avec un acteur RH et un manager opérationnel4. Félicitations ! Vous signez rapidement votre contrat et vous intégrez votre nouvelle équipePourquoi nous choisir ?Avec 1 400 agences et 25 000 collaborateurs dans toute la France, SG est la banque de détail du groupe Société Générale. Chez SG, vous pouvez développer vos compétences, et approfondir vos expertises, dans un environnement qui conjugue challenge et bienveillance, en vous offrant un accompagnement constant de vos manager et responsable RH et les avantages d’un grand groupe. Chez SG, notre succès repose sur l'esprit d'équipe, la diversité et la complémentarité de nos métiers. Engagés aux côtés de nos clients et conscients de notre rôle à jouer, nous les accompagnons dans leurs projets de développement.Rejoindre SG, c’est intégrer une équipe de talents, engagés pour leurs clients et tournés vers l'avenir. Chez SG, faites grandir vos ambitions.