ResponsibilitiesSociété Générale Global Solution Centre (SG GSC) acts as a business solutions centre for Société Générale, one of the largest European financial groups.Global Banking Technology & Operations (GBTO) is the corporate and investment banking branch of Société Générale Group. The information technology departments of GBTO provide in house software solutions and vendor systems integration to support operational process and secure business growth..Bucharest hub was created in 2015 as a near shore solution for main European hubs Paris & London. It covers mainly pre-trade software for Equities & Equity Derivatives business line. As a Business Analyst of the MTO ( Market Technology & Operations) B2B BA team (business analysts’ team for sales tools on equity derivatives desks) you will be managing a wide range of products from vanilla to structured products, covering sales negotiation workflow starting from capturing client request to booking in deal processing system.What will be your DAY-TO-DAY?At Société Générale, curiosity and understanding of your environment are key. We value mindset and initiative as much as functional and technical skills. If you want to stand out, demonstrate initiative and maturity, and you'll capture our attention. Your genius and problem-solving abilities will be challenged daily. In this role, you will:•Discuss, understand, and document client business requirements on different project initiatives/applications features in a complex and dynamic system (Exotic Products Chain) covering multiple applications in the perimeter;•Collaborate with stakeholders and product owner on task prioritization;•Write clear acceptance criteria, functional and technical documentation;•Create user stories and participate in the testing phases to validate the deliveries before production release;•Maintain a close relationship with development team and ensure the delivery of high quality features.•Show flexibility and availability on covering multiple applications and switching from one to another when it is required.•Provide L3 support on applications in Production environment;•Drive innovation and contribute with new ideas for the existing architecture, services and processes;At Société Générale, no two days are the same, offering variety and excitement in your daily work.Profile requiredSkills and Qualifications:•Curiosity and Environment Awareness: You should have a solid understanding of your development environment, including how investment banking operates, the mechanics of buying and selling in the market and a deep understanding of equity derivatives.•Problem-Solving Mindset: Your problem-solving abilities will be tested daily. We value a strong mindset and initiative just as much as technical and functional skills.•Initiative and Maturity: Demonstrating these qualities will set you apart and get our attention.•Resilience and agile mind : You should have always and open mind and onboard on new activities other than current existing expertise; be able to adapt to different contexts, settings and changing working situations•Have a keen eye for detailsKey Skills Required:•Experience: A minimum of 4 years as a Business Analyst in Investment Banking – must have•Communication: Strong written and verbal communication skills.•Technical skills: Database SQL knowledge, understanding of APIs in a micro-service architecture•Client Focus: Orientation towards client satisfaction, with the ability to learn quickly and perform under high pressure.•Team Orientation: Be adaptable, team-oriented, and capable of thriving in a changing environment.Languages: •English : very good command of English, both written and spoken (participate in English-only meetings)•French : will be a plus Why join usSG GSC is a Great Place to Work® certified company. Here, you will find a flexible workplace and culture, autonomy, constant learning opportunities, dynamism, and talented people, making this experience a real career accelerator. You will also discover all the diversity of our businesses, in a sector that is constantly evolving and innovating.Plus, you will enjoy all our benefits:• competitive compensation & remuneration, including annual performance bonus;• preventive healthcare plan, and group health & life insurance;• wide range of flexible benefits within a monthly budget;• office perks, wellbeing and mental health programs;• various social benefits and bonuses for personal or family events;• 9 AM to 5 PM work program and flexible (hybrid) work environment;• additional paid and unpaid time off, including Sabbatical leave;• learning and growth opportunities based on individual development and career plans;• unlimited access to various eLearning resources.Business insightWe are convinced that people are drivers of change, and that the world of tomorrow will be shaped by all their initiatives, from the smallest to the most ambitious. Whether you’re joining us for a period of months, years, or your entire career, together we can have a positive impact on the future. Creating, daring, innovating, and taking action are part of our DNA. If you too want to be directly involved, grow in a stimulating and caring environment, feel useful daily and develop or strengthen your expertise, you will feel right at home with us!Still hesitating?We are committed to support accelerating our Group’s ESG strategy by implementing ESG principles in all our activities and policies. They are translated in our business activity (ESG assessment, reporting, project management or IT activities), our work environment and in our responsible practices for environment protection.We are an equal opportunities employer, and we are proud to make diversity a strength for our company. Societe Generale is committed to recognizing and promoting all talents, regardless of their beliefs, age, disability, parental status, ethnic origin, nationality, sexual or gender identity, sexual orientation, membership of a political, religious, trade union or minority organisation, or any other characteristic that could be subject to discrimination.

Vos missions au quotidienSociété Générale Immobilier Patrimonial est une filiale à 100% de la Société Générale dédiée à l’investissement immobilier patrimonial. Née de la volonté du Groupe Société Générale d’élargir son offre de diversification patrimoniale auprès de ses clients, Société Générale Immobilier Patrimonial propose aux clients du réseau bancaire une palette complète de conseils et services, en architecture ouverte. Nos conseillers en immobilier patrimonial sont répartis sur le territoire national, au service du réseau bancaire. Ils disposent d’une offre enrichie de plus de 5000 logements, sélectionnés dans les catalogues des 50 meilleurs promoteurs immobiliers français nationaux ou régionaux. Les clients bénéficient d’un accompagnement sur mesure et ont l’opportunité d’investir en direct dans l’immobilier patrimonial, qu’il soit neuf ou ancien réhabilité, à titre d’investissement locatif, résidence principale ou secondaire. Ils profitent d’un accompagnement de qualité depuis la formulation du projet d’investissement jusqu’à la livraison du bien, sa mise en location et sa gestion.Nous recrutons un Conseiller Immobilier Patrimonial H/F en CDI. Vous serez rattaché(e) directement à votre Directeur/trice Régional(e).Vous aurez l’occasion d’exercer votre fonction de manière autonome auprès de nos clients, depuis l’animation réseau jusqu’à la conclusion de l’acte de vente, en effectuant les missions suivantes :Vous proposez des solutions alternatives à l’épargne traditionnelle via des dispositifs immobiliers tels que LMNP, Malraux, MH, déficit foncier et démembrement en résidence principale et secondaire.Vous animez le réseau d’agences partenaires sur votre périmètre. Vous entretenez et développez la relation clientèle, avec les clients (B to C), les agences et nos promoteurs partenaires (B to B) par votre présence aux différents évènements clients et le lancement des nouveaux programmes. Vous prenez en charge la vente de biens immobiliers selon le strict respect de la gamme de produits certifiés par le comité de référencement SGIP, des procédures internes et des réglementations en vigueur. Vous concluez des actes de ventes.Votre périmètre d’activités : Ile de France Sud (92 et 94)Et si c’était vous ?Nous recherchons un profil ayant de l'expérience dans le domaine de l’immobilier neuf, qui justifie d’un bac +2 et de l’expérience dans le domaine précité.Il est nécessaire de connaître les dispositifs immobiliers tels que : LMNP, déficit foncier, Malraux, démembrement et MH mais également les spécificités liées à l’accession à la propriété dans l’immobilier neuf.Une expérience dans le secteur bancaire serait un plus.Vous avez des capacités relationnelles reconnues qui vous permettent d’évoluer avec aisance dans votre rôle de conseiller. Vous êtes persuasif, vous savez faire preuve de transparence et de fiabilité pour satisfaire vos clients. Vous avez à coeur de rejoindre une équipe à taille humaine et d’appliquer votre rigueur pour respecter les procédures et la conformité interne requise.Plus qu’un poste, un tremplinPourquoi nous choisir ?Formation de perfectionnement en fiscalité immobilière, 25k annuels fixes, variable par commissions selon l’atteinte de vos objectifs, prime sur objectifs, mutuelle, prévoyance et retraite, participation, véhicul de fonction électrique, Tickets Restaurants.Nos principaux points forts :Proximité entre les collaborateurs ainsi qu’avec le managementRéférencement des programmes soigneusement choisisUn réseau défini, partenaire et engagéStructure en développement : à l’écoute des besoins et propositions de chacun

ResponsibilitiesJob Description:Design, develop, and execute test plans, test cases, and test scripts to ensure high-quality application releases.Perform functional, regression, integration, performance, and security testing as per project requirements.Identify, document, and track bugs and defects in collaboration with development teams using JIRAWork closely with developers, product managers, and business analysts to understand requirements and define test strategies.Automate test cases using industry-standard tools and frameworks - Python, PlaywrightConduct API testing using tools like Postman or SoapUI.Participate in agile development processes, including sprint planning, daily stand-ups, and retrospectives.Ensure compliance with security, performance, and regulatory standards in the banking sector.Contribute to the continuous improvement of QA processes, tools, and best practices.ProfileAtleast 2-5 years experience in software testing, with responsibilities tailored to experience level.Strong knowledge of SDLC (Software Development Life Cycle) and STLC (Software Testing Life Cycle).Proficiency in writing test cases, test plans, and test scripts.Familiarity with bug-tracking and test management tools - JIRAKnowledge of testing methodologies such as black-box, white-box, regression, and exploratory testing.Experience with test automation frameworks using Playwright, PythonExperience with performance testing tools (e.g., JMeter, LoadRunner) is a plus.Knowledge of CI/CD pipelines and integration of automated tests in DevOps workflows.Strong analytical and problem-solving skills, with the ability to assess risk and prioritize testing efforts. Profile requiredJob Description:Design, develop, and execute test plans, test cases, and test scripts to ensure high-quality application releases.Perform functional, regression, integration, performance, and security testing as per project requirements.Identify, document, and track bugs and defects in collaboration with development teams using JIRAWork closely with developers, product managers, and business analysts to understand requirements and define test strategies.Automate test cases using industry-standard tools and frameworks - Python, PlaywrightConduct API testing using tools like Postman or SoapUI.Participate in agile development processes, including sprint planning, daily stand-ups, and retrospectives.Ensure compliance with security, performance, and regulatory standards in the banking sector.Contribute to the continuous improvement of QA processes, tools, and best practices.ProfileAtleast 2-5 years experience in software testing, with responsibilities tailored to experience level.Strong knowledge of SDLC (Software Development Life Cycle) and STLC (Software Testing Life Cycle).Proficiency in writing test cases, test plans, and test scripts.Familiarity with bug-tracking and test management tools - JIRAKnowledge of testing methodologies such as black-box, white-box, regression, and exploratory testing.Experience with test automation frameworks using Playwright, PythonExperience with performance testing tools (e.g., JMeter, LoadRunner) is a plus.Knowledge of CI/CD pipelines and integration of automated tests in DevOps workflows.Strong analytical and problem-solving skills, with the ability to assess risk and prioritize testing efforts. Why join usWe are committed to creating a diverse environment and are proud to be an equal opportunity employer. All qualified applicants receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status.Business insightAt Société Générale, we are convinced that people are drivers of change, and that the world of tomorrow will be shaped by all their initiatives, from the smallest to the most ambitious. Whether you’re joining us for a period of months, years or your entire career, together we can have a positive impact on the future. Creating, daring, innovating, and taking action are part of our DNA. If you too want to be directly involved, grow in a stimulating and caring environment, feel useful on a daily basis and develop or strengthen your expertise, you will feel right at home with us!Still hesitating?You should know that our employees can dedicate several days per year to solidarity actions during their working hours, including sponsoring people struggling with their orientation or professional integration, participating in the financial education of young apprentices, and sharing their skills with charities. There are many ways to get involved.We are committed to support accelerating our Group’s ESG strategy by implementing ESG principles in all our activities and policies. They are translated in our business activity (ESG assessment, reporting, project management or IT activities), our work environment and in our responsible practices for environment protection.

ResponsibilitiesDIVISION DESCRIPTION:Infrastructure and Project Finance Syndicate (“Syndicate”) is a single, integrated team responsible for the origination, pricing, structuring and distribution all syndicated loans originated by SG in the Americas sold to investors in the Americas. Syndicate is responsible for (i) origination, structuring and execution of loan mandates, for our clients and prospective clients located both in the Americas and Europe, (ii) securing internal approvals to execute financings on either an underwritten or best-efforts basis and (iii) managing all phases of the distribution process.Syndicate work most closely with the following coverage groups including: Energy Project Finance, Digital Infrastructure, Core Infrastructure and Metals, Mining & Industrials.In addition to the various coverage teams, Syndicate works closely with the Loan Sales and Trading teams. Externally, the Syndicate team interacts directly with both corporate and sponsor clients, as well as banks and institutional loan investors.RESPONSIBILITIES: In addition to the usual responsibilities expected of an Analyst, the successful candidate will be expected to:Be proactively involved in every phase of the deal processUnderstand product and market dynamics through comparables and markets analysisKeep up with industry trendsCoordinating with internal functions to obtain all required approvals for the execution of transactionsDevelop relationships and maintain a dialogue with peers at other banks and non-bank institutions as a source of market intelligence during the origination process and market capacity during syndicationHelp prepare marketing materials for pitches and for deal executionAssist in preparation of underwriting memoranda Profile requiredSKILLS AND QUALIFICATIONS:REQUIRED:Strong analytical skillsStrong interpersonal skills and ability to work well in teams Excellent written and verbal communication skillsDemonstrated work ethic, positive attitude, attention to detail, and ability to multi-taskSIE, Series 7/79 and Series 63 certifications. If not already obtained, must complete within five months of hireTECHNICAL SKILLS: Proficient in Microsoft Excel, PowerPoint and WordPRIOR WORK EXPERIENCE:Less than 1 year of Investment Banking experience including participation in formal summer analyst programsEDUCATION:Bachelor’s degree from a top-tier university (preferably in Economics, Accounting, or Finance) Why join usBusiness insightSociete Generale is committed to offering an inclusive recruitment experience to all candidates. If you require any reasonable accommodations during the recruitment process, please do not hesitate to let our Recruiters know.OUR CULTURE: At Societe Generale, we live by our 4 core values of commitment, responsibility, team spirit and innovation. We are engaged and demonstrate consideration for others. We act ethically and with courage. We focus our talent and energy on collective success. We experiment and propose new ideas. This way, we maximize our ability to serve client needs and anticipate market changes. Societe Generale is committed to strengthening bonds with colleagues, communities, and the world in which we live, because relationships are at the heart of how we operate. For more information about our Culture and Conduct initiatives, please visit this link (https://americas.societegenerale.com/en/careers/get-know-culture/)DIVERSITY, INCLUSION & BELONGING (“DIB”):Our DIB Mission: Recruit, develop, retain and advance a talented workforce that is united in our efforts to leverage our talent and further develop an inclusive environment that will enhance our competitive position and deliver innovative solutions to our clients. It seeks to foster an environment where employee differences are valued and where all employees feel engaged, supported, respected, and informed. For more information about our DIB initiatives, please visit this link: https://americas.societegenerale.com/en/careers/get-know-diversity/COMPENSATION:Base salary range does not include overtime pay, bonus and/or other benefits, where applicable. Actual base salary offer will vary based on skills and experience. The role is eligible for an annual discretionary bonus and includes a competitive benefits package including 401(k) plan with company match, medical/dental/vision, and other benefits for fertility, wellness, student loans and commuters.

ResponsibilitiesAssist in real-time monitoring of trading transactions to identify potential market abuse or suspicious activities, ensuring timely intervention.Conduct preliminary investigations into flagged trades and communications, documenting findings and preparing reports for different stakeholders, namely global trade surveillance, local compliance, and senior management.Utilize trade surveillance tools to analyze trading patterns, identifying potential instances of insider dealing, ramping, wash trading, and spoofing.Collaborate with senior compliance officers to address identified issues and participate in team discussions to analyze and interpret surveillance findings.Maintain accurate and detailed records of surveillance activities and investigations in accordance with internal policies and regulatory requirements.Provide appropriate proposals for the design and enhancement of CMS monitoring processes and surveillance controls. Support the management and delivery of daily/weekly/monthly/quarterly reports on trading activity, remediation, compliance metrics, and surveillance findings. Assist in data management and reconciliation processes related to trade surveillance.Take ownership of reporting and monitoring tools, ensuring timely delivery of trade surveillance metrics and insights.Engage in transversal projects with various stakeholders to enhance information sharing and teamwork across the business unit and region.Profile requiredHold a relevant Bachelor's or Master's degree in Finance, Business, Data management or related field.Strong analytical and problem-solving skills, with meticulous attention to detail and the ability to interpret and synthesize complex data sets.Foundational knowledge of trading practices and financial instruments, including equities, derivatives, and market regulations.Proficient in Microsoft Word (use of Design, Layout, References & Review functionality), PowerPoint (use of Design & Format functionality), and Excel (use of formulas & VBA/macros for data manipulation and presentation).Excellent verbal and written communication skills, with the ability to articulate findings clearly and effectively to various stakeholders.Ability to multitask and collaborate with cross-functional teams, highly adaptable, and well-organized.Eager to learn and a proactive approach to professional development; Willing to work on a variety of assignments.Fluent English is mandatory.Why join usBusiness insightOur Culture:At Societe Generale, we live by our 4 core values of commitment, responsibility, team spirit and innovation. We are engaged and demonstrate consideration for others. We act ethically and with courage. We focus our talent and energy on collective success. We experiment and propose new ideas. This way, we maximize our ability to serve client needs and anticipate market changes. Societe Generale is committed to strengthening bonds with colleagues, communities, and the world in which we live, because relationships are at the heart of how we operate. Please visit our APAC career website: https://www.societegenerale.asia/en/careers/building-your-career-with/ for more information.Diversity, Equity & Inclusion (DE&I):Our mission: Recruit, develop, advance, and retain a diverse workforce that is united in our efforts to enhance our competitive position and deliver innovative solutions to our clients.Our vision:Engaged workforce that is demographically diverse in a way that reflects the communities in which we operateInclusive culture and workplace that recognizes employees' unique needs and utilizes their diverse talents Engage our community and marketplace, and position the organization to meet the needs of all its clientsCheck out our DE&I initiatives: https://www.societegenerale.asia/en/careers/diversity-equity-inclusion-dei/Department DescriptionHong Kong serves as the regional Compliance hub, with 100+ professionals organized into specialized teams. As a Trade Surveillance Trainee, you will be part of the Capital Market Surveillance team (CMS), supporting the monitoring of trading transactions to identify potential market abuse by clients or in-house traders while ensuring compliance with regulatory requirements. Leveraging advanced surveillance technologies and analytical techniques, the department plays a vital role in safeguarding financial markets and protecting client interests. This position offers an excellent entry point into a leading financial services group, providing insights into compliance practices and organizational functions. Within CPLE, CMS addresses Capital Markets Surveillance of GBIS Wholesale Banking activities. The function’s core activities include Trade and Communications surveillance activities along with the processing of Significant Shareholding Disclosures for the group. The Trade Surveillance (TS) mission is to design, implement and review the output of surveillance controls that are intended to detect trading practices that appear to be abusive/manipulative or potentially contrary to regulations or firm policies. The Communication Surveillance (CS) mission is to implement risk-based systems and controls to review and analyze Communication mediums across SG to identify, escalate and track, through successful resolution, potential anomalies which could be in breach of internal or external rules.

MisiuneMisiune: Dezvoltarea portofoliului de clienti persoane juridice cu o cifra de afaceri de maxim 1 milion EUR, gestionarea si optimizarea relatiei banca-client, aplicand politica comerciala a bancii.Principalele responsabilităţi: Dezvolta relatiile cu clientii pe care ii are in portofoliu; Vinde produsele si serviciile bancii, urmarind indeplinirea obiectivelor personale comerciale; Urmareste cresterea rulajelor conturilor pentru clientii existenti, prin propunerea de noi produse si servicii personalizate pe tip de client; Supravegheaza riscurile si optimizeaza rentabilitatea relatiilor a caror responsabilitate o are; Fidelizeaza clientii prin calitatea produselor si a serviciilor oferite; Urmareste evolutia relatiilor cu clientii, consiliaza si rezolva reclamatiile in colaborare cu alte servicii ale bancii; Actualizeaza fisele clientilor; Redacteaza rapoarte de activitate; Urmareste indeplinirea obiectivelor anuale privind numarul si gradul de echipare a clientilor din portofoliile alocate; Urmareste evolutia soldurilor si operatiunile clientilor; Transmite catre conducere raportari periodice pentru vanzarile din cadrul campaniilor nationale si locale; Pregateste si analizeaza dosarele de credit; Acorda credite si urmareste calitatea portofoliului de credite acordate; Vei obtine certificarea obligatorie MIFIDBRD se angajeaza sa promoveze diversitatea, echitatea si incluziunea. Suntem mandri sa oferim un mediu de lucru unde diversitatea de medii, culturi, idei si experiente stimuleaza inovatia si creativitatea.Indiferent de identitate, candidatura si competentele tale vor fi analizate in mod obiectiv si echitabil. BRD este un angajator cu sanse egale, oferind oportunitati de cariera candidatilor si angajatilor, indiferent de gen, varsta, orientare sexuala, dizabilitati, religie, sau orice alta caracteristica individuala.Nota: In situatia in care, pentru acest post, va candida si un salariat afectat de un proiect de concediere colectiva, iar ca urmare a testarii/interviului/concursului de ocupare a postului, acesta va avea aceleasi calificative si competente profesionale necesare ocuparii postului, cu un alt salariat-candidat, prioritate in ocuparea postului va avea salariatul afectat de concediere colectiva.ProfilStudii si Experienta:Cunostinte generale economice, bancare generale, vanzari, specificul si evolutia pietei;Cunostinte tehnico-comerciale specifice produselor bancare;Cunoasterea legislatiei romanesti in materie de credite;Cunostinte informatice: Excel, Word, PPT;Experienta bancara generala sau agent vanzari, asigurari, promoter, relatii publice;Profilul candidatului:Orientare spre clientComunicareAbilitati de vanzare si persuasiuneCooperare, lucru in echipaObisnuinta de a lucra intr-un mediu operativOrganizareHotarare si perseverenta in rezolvarea sarcinilorOrientare spre rezultatEvoluţieBRD face parte din topul primelor 3 banci, cu peste 90 de ani de tradiție în România avand ca principal acționar puternicul Grup Societe Generale. Chiar și în perioada COVID, BRD rămâne fidel misiunii sale, fiind un partener solid și de încredere al clienților noștri. Avem o bază de capital foarte puternică, o poziție solidă de lichiditate și un profil de risc excelent, suntem aici pentru a ajuta România să repornească, Retail Banking este un contribuitor major la profitabilitatii BRD, deservind peste 2 milioane de clienți, prin peste 600 de sucursale, Contact Center și servicii digitale.DescriereVei obtine certificarea obligatorie MIFIDBRD se angajeaza sa promoveze diversitatea, echitatea si incluziunea. Suntem mandri sa oferim un mediu de lucru unde diversitatea de medii, culturi, idei si experiente stimuleaza inovatia si creativitatea.Indiferent de identitate, candidatura si competentele tale vor fi analizate in mod obiectiv si echitabil. BRD este un angajator cu sanse egale, oferind oportunitati de cariera candidatilor si angajatilor, indiferent de gen, varsta, orientare sexuala, dizabilitati, religie, sau orice alta caracteristica individuala.Nota: In situatia in care, pentru acest post, va candida si un salariat afectat de un proiect de concediere colectiva, iar ca urmare a testarii/interviului/concursului de ocupare a postului, acesta va avea aceleasi calificative si competente profesionale necesare ocuparii postului, cu un alt salariat-candidat, prioritate in ocuparea postului va avea salariatul afectat de concediere colectiva.

MisiuneResponsabilitati principale: Asigura implementarea strategiei Grupului / Regiunii la nivelul agentiei, monitorizeaza indicatorii de performanta ai acesteia si intreprinde actiuni pentru cresterea rezultatelor acesteia; Este responsabil de realizarea bugetelor si indeplinirea obiectivelor comerciale si financiare alocate agentiei coordonate, in conformitate cu obiectivele strategice ale Grupului/ Regiunii; Asigura managementul si animarea echipelor din perimetrul coordonat, monitorizand indicatorii de performanta ai acestora, cu urmatoarele obiective permanente: calitate, rentabilitate si gestiunea riscurilor; Elaborează şi urmăreşte aplicarea planului de acţiuni comerciale si coordoneaza procesul de vanzare si promovare a tuturor produselor si serviciilor bancare; raspunde de calitatea tuturor demersurilor comerciale; Participa efectiv la intalnirile cu clientii / prospectii agentiei; Gestioneaza un portofoliu propriu de clienti din segmentul Retail – persoane fizice si profesiuni liberale conform strategiei Bancii (cu exceptia cazurilor in care agentia are minim 2 salariati); Gestioneaza un portofoliu propriu de conventii de plata drepturi banesti si asigura managementul relatiei cu platitorul de drepturi banesti (ex. Angajatorul) conform strategiei Bancii; Actioneaza in numele bancii si o reprezinta in limita competentelor stabilite in Norma 1 „Functionare Interna; Este responsabil de aplicarea politicii de risc si de gestiunea riscului pentru angajamentele clientilor, la nivelul agentiei coordonate; Pregateste, analizeaza si inregistreaza dosarele de credit conform fluxurilor in vigoare; Acorda credite si urmareste calitatea portofoliului de credite acordate Raspunde de imaginea generala a unitatii si a automatelor BRD (curatenie, buna functionare a echipamentelor de iluminare si semnalizare, afisaj comercial, afisaj reglementar etc); Urmareste aplicarea principiilor legate de calitatea servirii clientilor si a bunelor practici aduse de conceptul customer care; Identifica necesitatile de formare a personalului si sprijina actiunile de formare a acestuia; evalueaza performanta si conduita membrilor echipei sale in scopul alinierii acestora la obiectivele si valorile Bancii; Urmareste cunoasterea si aplicarea corecta a normelor, procedurilor si instructiunilor Bancii in cadrul Agentiei; Asigura buna organizare si functionare a Supravegherii Permanente in cadrul agentiei (inclusiv securitate zilnica si controale inopinate), analizeaza si evalueaza anomaliile si disfunctionalitatile identificate in cadrul controalelor si propune/ urmareste realizarea de actiuni in scopul prevenirii/ corectarii cauzelor acestora; Urmareste buna functionare a activitatii Agentiei (organizare, alocare resurse umane, materiale, etc.) si asigura efectuarea controlului privind securitatea fizica a agentiei si aplicarea „clean desk” policy; Este reponsabil de aplicarea Codului de deontologie, reglementarilor care privesc metodele de alertare (dreptul si obligatia de alerta) in cazul aparitiei unor evenimente si de respectarea normelor privind secretul profesional (N3I11 Dezvaluirea secretului profesional); Raspunde de aplicarea Programului BRD de cunoaştere a clientelei, prevenirea spălării banilor şi combaterea utilizării băncii în scopul finanţării actelor de terorism, la nivelul unitatii coordonate; Participa ca membru la activitatea comitetelor organizate la nivelul Regiunii (Comitet de Exploatare etc), pentru asigurarea desfasurarii in bune conditii a activitatii agentiei; Asigura buna desfasurare a activitatii operationale in cadrul agentiei si supervizarea operatiunilor (monitorizarea alocarii drepturilor de acces aplicatii informatice, drepturi de acces tezaur/casa de bani, acces in Agentie, functionarea sistemelor informatice si de securitate, etc.); Este responsabil de arhivarea corecta a documentelor Agentiei si pastrarea acestora in conditii adecvate; Face propuneri pentru imbunatatirea functionalitatilor produselor, serviciilor si proceselor Bancii in scopul mentinerii si cresterii pozitiei Bancii in piata; Urmăreste cunoaşterea şi aplicarea planului de continuitate a activităţii şi de gestiune a situaţiilor de criză. Vei obtine certificarea obligatorie MIFID ProfilCunostinte si experienta: Cunostinte specifice domeniului financiar bancar, despre BRD si concurenta, specificul si evolutia pietei Cunostinte tehnico-comerciale specifice produselor bancare Cunoasterea legislatiei romanesti in materie de credite Carnet de conducere categoria B si disponibilitate pentru mobilitate Experienta anterioara de minim 5 ani pe postul de Director Agentie Experienta in coordonarea unei echipe de minim 5 salariati Cunostinte privind produsele si serviciile adresate segmentului Small Business Cunoasterea cel putin a unei limbi straine (limba engleza –conversatie/ scris) EvoluţieDescopera-ne:BRD face parte din topul primelor 3 banci, cu peste 90 de ani de tradiție în România avand ca principal acționar puternicul Grup Societe Generale. Chiar și în perioada COVID, BRD rămâne fidel misiunii sale, fiind un partener solid și de încredere al clienților noștri. Avem o bază de capital foarte puternică, o poziție solidă de lichiditate și un profil de risc excelent, suntem aici pentru a ajuta România să repornească, Retail Banking este un contribuitor major la profitabilitatii BRD, deservind peste 2 milioane de clienți, prin peste 600 de sucursale, Contact Center și servicii digitale.DescriereBRD se angajeaza sa promoveze diversitatea, echitatea si incluziunea. Suntem mandri sa oferim un mediu de lucru unde diversitatea de medii, culturi, idei si experiente stimuleaza inovatia si creativitatea. Indiferent de identitate, candidatura si competentele tale vor fi analizate in mod obiectiv si echitabil. BRD este un angajator cu sanse egale, oferind oportunitati de cariera candidatilor si angajatilor, indiferent de gen, varsta, orientare sexuala, dizabilitati, religie, sau orice alta caracteristica individuala.

Vos missions au quotidienOffrir la meilleure expérience client, voilà votre mission ! Accompagner Julie dans la transmission de son patrimoine à ses enfants, aider Sarah et Louis à constituer une épargne financière et immobilière … Au quotidien, comme dans les moments clés de la vie, vous êtes l’interlocuteur privilégié de vos clients en les conseillant dans la gestion et l’optimisation de leur patrimoine, de sa création jusqu’à sa transmission.Vous intégrez une équipe accueillante, solidaire et votre manager vous guidera tout au long de votre parcours pour développer un haut niveau d’expertise reconnu chez nos conseillers.Concrètement, vous serez amené à : • Conseiller vos clients et optimiser la gestion de leur patrimoine en proposant des services et produits adaptés à leur besoin (immobilier, assurance vie, épargne et prévoyance, transmission de patrimoine, etc.), pour fidéliser votre clientèle• Contribuer au dynamisme de votre agence grâce à la conquête de nouveaux clients patrimoniaux (particuliers et professionnels), et notamment dans le cadre du cercle familial, de la recommandation, du parrainage…• Travailler en synergie avec des conseillers spécialisés pour des demandes spécifiques clients (particuliers, professionnels, entreprises)• Assurer le respect des règles et des procédures (KYC, réglementation…), tout en maîtrisant les risques associés (crédit, opérationnels)Et si c’était vous ?Avant tout, c’est votre personnalité que nous allons aimer !• Doté d’un très bon relationnel et d’un véritable sens de l’écoute, votre priorité est d’accompagner les projets de vos clients avec éthique et responsabilité pour satisfaire leurs attentes• Dynamique et positif, vous aimez travailler en équipe et faites preuve d’adaptabilité en toute circonstance • Rigoureux et méthodique, vous avez un esprit de synthèse• Vous êtes en veille permanente sur les évolutions de la législation (droit de la famille, valeurs mobilières, fiscalité, etc.)Expérimenté, vous êtes titulaire d’un Bac +5 en gestion de patrimoine ou droit des opérations patrimoniales avec plusieurs années d’expérience en gestion de portefeuille clients. Vous avez des compétences financières, juridiques et fiscales liées à votre activité.Poste nécessitant la Certification AMFDes déplacements fréquents sont à prévoir sur votre périmètre.Plus qu’un poste, un tremplinDevenir Banquier patrimonial chez SG, c’est vivre une expérience enrichissante et participer à notre ambition de devenir la banque de référence de la satisfaction clients.Vous bénéficierez de formations personnalisées, pour vous préparer dans les meilleures conditions. Votre réussite vous donnera accès à une carrière dynamique avec la possibilité d’évoluer vers de nouveaux métiers (Conseiller en Banque privée, Chargé d’affaires PME, Adjoint Directeur d’Agence…)Package rémunération : Fixe 37 000€ - 48 000€ selon expérience, Variable, Intéressement, ParticipationRejoindre SG permet de bénéficier de nombreux avantages : Package rémunération (fixe, variable, intéressement, participation), télétravail, congés et RTT additionnels, Compte Epargne Temps monétisable, restauration d’entreprise et/ou titres restaurant, politique parentale avantageuse, avantages bancaires, mutuelle et prévoyance, Comité Social et Economique d’Entreprise (CSEE)…Comment nous rejoindre ? 1. Vous postulez et votre candidature est retenue, bravo !2. Vous réalisez nos tests de sélection3. Vous passez un entretien avec un acteur RH et un manager opérationnel4. Félicitations ! Vous signez rapidement votre contrat et vous intégrez votre nouvelle équipePourquoi nous choisir ?Avec 1 400 agences et 25 000 collaborateurs dans toute la France, SG est la banque de détail du groupe Société Générale. Chez SG, vous pouvez développer vos compétences, et approfondir vos expertises, dans un environnement qui conjugue challenge et bienveillance, en vous offrant un accompagnement constant de vos manager et responsable RH et les avantages d’un grand groupe. Chez SG, notre succès repose sur l'esprit d'équipe, la diversité et la complémentarité de nos métiers. Engagés aux côtés de nos clients et conscients de notre rôle à jouer, nous les accompagnons dans leurs projets de développement.Rejoindre SG, c’est intégrer une équipe de talents, engagés pour leurs clients et tournés vers l'avenir. Chez SG, faites grandir vos ambitions.

ResponsibilitiesGlobal Banking and Advisory (GLBA) combines wholesale coverage with world-class product financing and advisory expertise within one team. Within GLBA, the Credit Portfolio Management (CPM) team is looking to hire an Associate within the Financial Assets and Insurance (“FAI”) vertical.GLBA Overview: We provide our issuer clients (corporates, financial institutions, public sector) with capital raising solutions, along with structured financing and commodities, forex, and interest rate hedging. Developing tailor-made products and providing strategic advice (capital structure advisory, financing schemes and capital markets) based on our worldwide expertise and in-depth sectorial knowledge, we aim to meet their financing needs. We are a top player across euro debt capital markets and won many international accolades over the years as a worldwide leader in export, project and natural resources & energy finance.CPM Overview: We manage the assets held across GLBA. CPM has three verticals: (i) corporates (investment grade and non-investment grade) or “COR”, (ii) real assets (real estate, energy, infrastructure, etc) or “RAI”; and (iii) Financial Assets and Insurance (capital call facilities, middle market lending, etc.) or “FAI”. CPM actively manages the portfolio of GLBA to maximize profitability and contribute to investment banking idea generation across M&A, ECM and Leveraged Finance for new transactions. We approve all transactions that enter the portfolio and actively work with investors to support the distribution of the portfolio across asset classes. RESPONSIBILITIES:The Associate will work within the FAI vertical in CPM to support the Portfolio Managers with new deal analysis, portfolio management and portfolio distribution strategic initiatives and strategies.In the particular the Associate within the FAI vertical in CPM will be covering Middle Market Loan (“MML”) otherwise as private credit transactions, Business Development Companies (“BDCs”) and Private Debt Initiatives for Energy and Infra (“NAT/PDI”).In coordination with senior members of the team. the Associate will be in charge of portfolio monitoring and ongoing analysis of the aforementioned transactions. In addition to the usual responsibilities expected of an associate in GLBA, the successful candidate will be expected to perform the following responsibilities:For new transactions, attend Pre-Screening Committees and Commercial Banking (“CBA”) committees where early-stage transactions are presented for agreement to proceed, prepare CPM opinion reviewing the credit risk, regulatory capital treatment, profitability, liquidity analysis of the transaction.In coordination with management, assume ownership of covered portfolio, including main portfolio KPIs (such as commitments, RWA, NBI and ECL).Prepare and present quarterly and annual review of the transactions and the portfolio, in the context of the quarterly mandatory reporting, the annual RiskCo and Credit Risk Committee where respectively financing limits and guidelines are being discussed.Review and analyze VAE / Valuations events related to the portfolio; review fair value of underlying collateral.Manage collateral control reports and other remediation actions (including onboarding in the collateral monitoring tool).Prepare and present memos for credit agreement amendments.Coordinate with internal partners on transactions within CPM and within coverage, structuring, distribution and the Credit Risk department, in particular for secondary distribution via sales, insurance and SRT solution.Attend industry meetings and engage with clients on portfolio management questions alongside the coverage teams, prepare diligence requests and lender questions.Contribute to enhanced reporting for the covered asset class, including definition and monitoring of early warning indicators, aggregation and consolidation of MML collateral.Profile requiredSKILLS AND EXPERIENCE NEEDED:At least 3 years of Investment Banking experience, preferably in fund finance, financing of direct lenders, private debt, and / or leveraged lending and LBOs.Relevant experience in fund finance, private equity, private debt financing or LBOs;Knowledge of corporate finance valuation and financial accounting concepts;Formal credit training and experience conducting credit analysis;Sound interpersonal skills and ability to work well in diverse teams (by business lines, geography and profiles) and under tight deadlines;Excellent written and verbal communication skills;Demonstrated work ethic, positive attitude, attention to detail;Proficient in Microsoft Excel, PowerPoint, Word, and AI solutions;SIE, Series 7/79 and Series 63 certifications. If not already obtained, must complete within six months of hireEDUCATION: Bachelor's Degree from a top-tier university (preferably in Economics, Accounting, or Finance), Master or CFA optionalWhy join usBusiness insightSociete Generale is committed to offering an inclusive recruitment experience to all candidates. If you require any reasonable accommodations during the recruitment process, please do not hesitate to let our Recruiters know.OUR CULTURE: At Societe Generale, we live by our 4 core values of commitment, responsibility, team spirit and innovation. We are engaged and demonstrate consideration for others. We act ethically and with courage. We focus our talent and energy on collective success. We experiment and propose new ideas. This way, we maximize our ability to serve client needs and anticipate market changes. Societe Generale is committed to strengthening bonds with colleagues, communities, and the world in which we live, because relationships are at the heart of how we operate. For more information about our Culture and Conduct initiatives, please visit this link (https://americas.societegenerale.com/en/careers/get-know-culture/)DIVERSITY, INCLUSION & BELONGING (“DIB”):Our DIB Mission: Recruit, develop, retain and advance a talented workforce that is united in our efforts to leverage our talent and further develop an inclusive environment that will enhance our competitive position and deliver innovative solutions to our clients. It seeks to foster an environment where employee differences are valued and where all employees feel engaged, supported, respected, and informed. For more information about our DIB initiatives, please visit this link: https://americas.societegenerale.com/en/careers/get-know-diversity/COMPENSATION:Base salary range does not include overtime pay, bonus and/or other benefits, where applicable. Actual base salary offer will vary based on skills and experience. The role is eligible for an annual discretionary bonus and includes a competitive benefits package including 401(k) plan with company match, medical/dental/vision, and other benefits for fertility, wellness, student loans and commuters.

ResponsibilitiesMain Responsibilities: • Reviewing financial statements of MNC corporates and some Indian corporates and updating them in banks standard spreadsheet.• Performing independent risk analysis on these corporates, formulating logical and appropriate recommendations.• Manage all matters related to the submission of credit applications (pre and post approval) and maintaining valid obligor ratings.• Liaise with front office, management, and risk to facilitate credit requests on a timely basis.• Perform ongoing monitoring of exposures and provide early identification of emerging risks and problem accounts. • Support administrative functions of the department which includes regular business MIS creations / updation, regulatory required data submission and follow-up with the key stake holders.• Supporting senior analysts of the team.• Tracking Industry updates to review impact on clients if any.Profile requiredAcademic Background (Degree and Major):B.Com (Hons) / MBA or Master's in Finance / Chartered AccountancyWorking Experience / Technical Skills & Know-how: Trainee or internship experience of 1-2 years preferred, particularly in Bank Audit.Skills & CompetenciesAbility to comprehend company balance sheets and use them for internal requirements.Ability to quickly identify, analyze, and assess credit risks of counterparties and perform ongoing counterparty risk analysis.Banking product knowledge.Strong team player with excellent interpersonal, written, and verbal communication skills.Responsibility: Ability to generate outstanding individual and collective performance.Team Spirit: Ability to build relationships with internal and external stakeholders, develop synergies within the team and across the Group.Commitment: Ability to listen actively and demonstrate emotional intelligence to engage others.Language Skills: EnglishComputer Skills: Strong computer application skills, including Microsoft Word, Excel, and other Microsoft Office applications.Why join usBusiness insightSociete Generale is one of the leading financial services groups in Europe. Based on a diversified universal banking model, the Group combines financial strength with a strategy of sustainable growth, putting its resources to work to finance the economy and its clients’ plans. With a solid position in Europe and a presence in countries with strong potential, the Group’s 145,700 employees in 66 countries support 31 million individual clients, large corporates and institutional investors worldwide by offering a wide range of advisory services and tailored financial solutions.Societe Generale was established in India in the year 1978. In 1985, Societe Generale Bank commenced operations as a Scheduled Commercial Bank in Mumbai. Since then it has a proud legacy of servicing corporates and clients. New branches were added in Delhi (1993). Societe Generale not only offers an extensive product portfolio to different market segments, but customizes solutions in investment banking, global finance and global markets.Societe Generale is an equal opportunities employer and believes that a diverse and inclusive workforce should be encouraged and recognized.